The Ethical Pie is a custom investment portfoliow, with a 0% expense ratio, built for people who want to grow their money without supporting unethical industries. It screens out companies involved in:
Most investing options force you to support things like war, big banks and human rights violations. I created The Ethical Pie to change that.
It’s a way to grow your money without compromising your values—whether you care about human rights, ethical labor, or faith-based investing. If the system wasn’t built for us, we build our own.
When I first read A Simple Path to Wealth by JL Collins, I was ready to invest in VTSAX and build my future. The advice was simple: low-cost index funds, consistency, and let compounding work.
But when I looked deeper into what was actually inside VTSAX (and other index funds), I found war, alcohol, exploitation, excess debt, and destruction. That wasn’t something I could ignore.
I tried halal funds, but they came with high expense ratios. Then I discovered M1 Finance and realized I could build my own Pie with zero fees.
After years of refinement, even filtering out companies complicit in human rights violations that other “ethical” funds ignore, I created what you see today: the most refined ethical investment option available.
Who care about where their dollars go and want to sleep at night.
Seeking investments that align with religious principles and moral convictions.
Ready to build wealth ethically without compromising your values? You have the most powerful advantage in investing: TIME. Starting early means decades of compounding growth working in your favor.
Ready to build wealth ethically without compromising your values? You have the most powerful advantage in investing: time. Starting early means decades of compounding growth working in your favor.
But still determined to build a better financial future.
0.00% expense ratio
0.20% expense ratio
0.75% expense ratio
1.50% expense ratio
| Fund | Annual Return | Total Return | Expense Ratio |
|---|---|---|---|
| Ethical Pie | 10.82% | 58.29% | 0% ⭐ |
| VTSAX (Total Stock Market) | 10.50% | 56.2% | 0.03% |
| SPUS (Halal Pie) | 11.65% | 62.1% | 0.49% |
| HLAL (Halal Pie) | 10.78% | 57.8% | 0.50% |
| S&P 500 | 10.73% | 57.5% | 0.03% |
| IGDA (Global Halal) | 2.16% | 10.0% | 0.40% |
| Comparison Factor | Ethical ETF | VTSAX | SPUS | HLAL | S&P 500 | IGDA |
|---|---|---|---|---|---|---|
| Strong Performance (>10% Annual) | ✅ | ✅ | ✅ | ✅ | ✅ | ❌ |
| Excludes Human Rights Violators | ✅ | ❌ | ❌ | ❌ | ❌ | ❌ |
| Low Fees (<0.20%) | ✅ | ✅ | ❌ | ❌ | ✅ | ❌ |
| Good Diversification (<40% Top 10) | ✅ | ✅ | ❌ | ❌ | ✅ | ✅ |
| Shariah Compliant | ✅ | ❌ | ✅ | ✅ | ❌ | ✅ |
| Global Exposure | ✅ | ❌ | ❌ | ❌ | ❌ | ✅ |
| Energy Sector Timing | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Ease of Management | ✅ | ✅ | ✅ | ✅ | ✅ |
Copy the Ethical Pie on M1 Finance - it takes just a few clicks
Even $10/week is a great start. Consistency beats perfection
Long-term investing is where the magic happens. Stay the course
